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The coronavirus pandemic continues to damage the global economy, causing businesses to fail, people to lose their jobs, and freelancers to find themselves without any access to work.
For that reason, it’s no surprise that many have found themselves strapped for cash. If that sounds like you, don’t worry – there are a few avenues you can access that will give you the cash you need quickly and safely.
1. Safe Legit Direct Lenders
There are legitimate companies offering safe online cash loans to customers during the pandemic. These companies are accredited and will be happy to answer all of your questions before you go ahead with any borrowing. You should know all the fine print of any contracts you enter into, and you should feel assured that this line of credit won’t jeopardize your property or your family’s finances long-term.
These arrangements are best for those waiting for a cash payout from an insurance claim or benefits they’ve applied for.
2. Benefits
If you can apply for unemployment benefits then you should. Forget stigma and social opinions. If you are eligible for these kinds of benefits then you should absolutely take advantage of the financial lifeline on offer.
Do keep in mind that benefits aren’t going to be a long-term solution. They aren’t going to give you much money to play with, and not everybody will be eligible. Additionally, you may only be able to claim these kinds of benefits for a certain amount of time.
However, for a short-term solution that gives you some kind of financial support, benefits are definitely worth a shot.
3. Temporary Alternative Employment
Whilst many businesses are failing at the moment, resulting in sweeping job losses, there are also certain areas where opportunities have grown.
One of these areas of opportunity is with supermarkets and delivery companies.
Since many of those stuck at home require delivery services, it’s no surprise that these areas of the economy are thriving.
If you can take temporary employment and it is safe for you to do so, this could be a great way for you to earn some extra cash while you wait for things to get better in your own line of work.
4. Online Gigs
There are a few web-based work-from-home opportunities that can give you a quick return for your skills. One of those areas is guest speaking online through seminars and presentations. You can get paid to speak about something you’re an expert in, such as photography or cooking.
It is definitely worth approaching clubs and organizations to see if your skills and experience are of interest to them. You can also gain money this way by offering your services as a writer, or even as an online tutor.
5. Budget
Have you re-evaluated your budget in light of the coronavirus? If you’re making awkward side-eyes at the moment, it’s possible that you’re one of the 33% of people who didn’t have a budget to begin with.
There’s no need to feel guilty, but you should get your budget in order. There’s likely to be extra cash that could be freed up by rethinking your expenses. From repurposing your holiday savings account to simply eating out less and cutting fuel costs, there are many ways to adjust your budget to free up spare cash and keep yourself afloat.
Money is a major worry for many people at the moment. Take heart in the fact that you’re not alone, get creative, think outside of the box, and most importantly, stay safe. Things will get better.